America’s Factors usually purchases a variety of accounts receivable (AR) types from businesses across different industries. The specific types of AR that America’s Factors buys can vary depending on the needs of their clients. However, some common types of accounts receivable that America’s Factors may purchase include:

• Business-to-Business (B2B) Invoices:
  • This includes invoices generated from sales made to other businesses. B2B transactions are common in industries such as manufacturing, wholesale, distribution, and professional services.
• Staffing Firms:
  • America’s Factors can be particularly beneficial for staffing companies due to the nature of their business. Staffing companies often face challenges related to cash flow because they typically have to pay their employees regularly but may experience delays in receiving payments from clients.
• Security Guards:
  • Security guard companies often face delays in receiving payments from clients, leading to cash flow gaps. America’s Factors provides immediate access to cash by advancing funds against outstanding invoices. This allows security guard companies to meet payroll, purchase equipment, and cover other operational expenses without waiting for client payments.
• Transportation and Freight Invoices:
  • Invoices for transportation services, such as trucking, freight hauling, or logistics. Factoring companies specializing in transportation often cater to trucking companies, owner-operators, and freight brokers.
• Oil & Gas Industry:
  • America’s Factors can be a valuable financial partner for businesses operating in the oil and gas industry, which often face unique challenges related to cash flow volatility, long payment cycles, and large upfront costs. Oil and gas companies frequently incur significant expenses upfront for equipment, materials, and labor before receiving payment from clients or completing projects. America’s Factors allows these companies to convert their outstanding invoices into immediate cash, providing the working capital needed to cover ongoing expenses, such as payroll, equipment maintenance, and supplies.
• Manufacturing and Production Invoices:
  • Invoices generated from the sale of manufactured goods or production services. Manufacturing factoring may include financing for raw materials, work-in-progress inventory, and finished goods.

These are just a few examples, and America’s Factors offers factoring solutions tailored to specific industries or business needs beyond what’s listed here. It’s essential for businesses considering factoring services to discuss their unique requirements with America’s Factors to determine if their accounts receivable are eligible for purchase and what terms and conditions apply.

For more information, please contact America’s Factors at 800-794-6786, complete the Inquiry Form or Online Application.