Do the Work. Get Paid Faster.

Turn Unpaid Invoices into Cash

“Lowest factoring rates!”

– Greg D., CEO, U.S. Manufacturing & Distribution, Inc.

Ready to Improve Your Cash Flow?

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Years in Business

Simple Invoice Factoring for Your Cash Flow

Invoice factoring lets you turn unpaid invoices into immediate cash—so you don’t have to wait 30, 60, or 90 days to get paid.

  • Competitive, low factoring rates 
  • Month-to-month options
  • No minimum volume requirements

  • Non-recourse (we take the credit risk)

  • Funding within hours
  • No debt

Get Funded in 3 Simple Steps

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Step 1: Apply Online

Get started with a quick application and fast approval—no complicated paperwork.

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Step 2: Submit Your Invoices

Choose which customers and invoices you want to factor and submit them easily.

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Step 3: Get Paid Fast

Receive funds deposited directly into your account—often within a few hours.

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Fast, Flexible Funding When You Need It

  • Get funded within hours
  • No long-term loans
  • No hard credit pull required
  • No monthly minimums
  • Instant approvals
  • Factor only the customers & invoices you choose
  • Faster access to working capital

No complicated terms. No hidden fees. Just fast, reliable funding.

Factoring That Keeps Cash Flow Moving

  • Improve cash flow immediately.

  • Cover payroll, taxes, and daily expenses.

  • Take on more jobs and grow faster.

  • Increase buying power with available cash.

  • Stay in control of which invoices you factor.

  • Offer better payment terms to customers.

  • Avoid taking on traditional debt.

Factoring gives you control over your cash flow—without waiting on customer payments.

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Why Businesses Choose America’s Factors

America’s Factors has been helping businesses since 1992. Today, we serve companies across all 50 states with fast, flexible funding solutions. We specialize in helping small to mid-sized businesses access working capital when traditional financing isn’t an option.

What Sets Us Apart

  • Decades of factoring experience

  • Recognized by the Chamber of Commerce

  • Flexible programs built around your business

  • Fast, simple approval process

  • A team committed to your long-term success

When you grow, we grow.

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Built for Businesses Like Yours

Transportation Carriers

Staffing Agencies

Manufacturers

Distributors

Oil & Gas

Security Companies

Construction

IT & Tech-Related Businesses

Many More Industries

What Our Clients Say

Get the cash you need with America’s Factors

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